bank debts

accounting advisory service
Buying and Selling Property in Spain: Professional Advice for Secure Investments
Buying and Selling Property in Spain: Professional Advice for Secure Investments 1024 683 Alejandro Postigo

Buying or selling a property in Spain can be an exciting and profitable experience, yet it can also present legal, financial, and logistical challenges. The complexity of the real estate market and the constantly changing legislation make it essential to have a trusted advisor to guide you through each step of the process. At MJ Consulting, we offer a comprehensive consultancy service for buying and selling properties in Spain, designed to help you make informed decisions and maximise your opportunities.

Why Do You Need a Real Estate Advisor in Spain?

Spain is one of the most attractive real estate investment destinations in Europe, thanks to its climate, quality of life, and economic growth. However, this same appeal creates a highly competitive and regulated market, with specific legal processes that can be complex for both national and international buyers and sellers.

We don’t just help you understand the market; we also accompany you through legal, fiscal, and negotiation matters, allowing you to optimise your investment and ensure compliance with all regulations.

Benefits of Our Property Buying Advisory Service in Spain

At MJ Consulting, we support our clients in every stage of the buying process. Here are some of the benefits we offer:

  • Personalised Market Study: We analyse current trends and assess properties in different regions of Spain, helping you identify the best investment opportunities according to your objectives.
  • Legal and Technical Evaluation: We ensure that the property is free of encumbrances or legal issues and that it complies with all regulations. We also offer technical assessments to understand the condition of the property before making an offer.
  • Tax Optimisation: Our tax experts advise you on the tax implications of the purchase, including ways to optimise associated taxes.
  • Documentation and Procedures Management: We assist you in preparing all the necessary documentation and ensure each step is carried out in compliance with Spanish regulations.

Advantages of Our Property Selling Advisory Service

When it comes to selling, we understand that maximising the value of your property is crucial. Our approach includes:

  • Accurate Property Valuation: We carry out a thorough evaluation to determine the most competitive market value for your property. We use up-to-date data to ensure you receive the best price.
  • Professional Negotiation. We protect your interests during negotiations, always seeking the best terms in terms of price, timing, and payment security.
  • Legal and Fiscal Compliance. We ensure all legal and tax procedures are in order, from signing the contract to settling taxes. This way, we avoid any unforeseen issues that could impact the sale.

How We Work at MJ Consulting

Our working process is designed to allow you to invest or sell with the utmost confidence and peace of mind:

  • Personalised Analysis. We develop a specific strategy for your case, which includes a market analysis and a legal and financial assessment.
  • Comprehensive Management: We handle every aspect of the process, from property search to final signing. We also offer post-sale or post-purchase assistance for any additional needs.
  • Ongoing Communication and Transparency. We maintain continuous communication to keep you fully informed on progress, ensuring that each decision is well-informed and agreed upon.

Buying or selling property in Spain is a momentous decision, and having a professional advisor makes all the difference. At MJ Consulting, we offer our experience and knowledge of the Spanish real estate market. We help you to achieve your goals with complete security and efficiency.

If you’re considering buying or selling a property in Spain, don’t hesitate to contact us. Our team is here to answer your questions and guide you through each step of the journey.

Ready to Take the Next Step? Book a consultation with us and discover how we can help you in your investment in Spain.

If you would like more information or have any questions, please don’t hesitate to contact us. We invite you to follow us on our social media.

tax legal formalities
Legal and tax formalities: Everything you need to know
Legal and tax formalities: Everything you need to know 1024 683 Alejandro Postigo

In today’s globalised world, businesses and individuals with assets or rights abroad must comply with various legal and tax obligations. It’s not just about managing these assets properly but also ensuring that formalities are handled according to current regulations. At MJ Consulting, we offer a comprehensive service for managing legal and tax formalities, ensuring our clients meet their obligations, avoid penalties, and optimise their tax situation.

What does the legal and tax formalities service include?

Our legal and tax formalities service is designed to assist clients at every stage of the process. The areas we cover include:

Declaration of assets and rights abroad. If you own properties, bank accounts, shares, or any other type of asset outside your country of residence, it is essential that you declare these assets to the tax authorities. This obligation varies depending on the jurisdiction, but it’s crucial for avoiding penalties and ensuring compliance with regulations.

Management of administrative procedures: We understand that dealing with tax and legal authorities can be complex and exhausting. Our specialised team handles all the necessary paperwork, ensuring everything is in order. That’s how our clients can focus on their core activities without worrying about these procedures.

Submission of appeals and claims. In the event that tax authorities initiate a procedure against you, whether due to discrepancies in your declaration or any other reason, our expert team is here to defend your interests. We assist with the submission of appeals and claims before the relevant authorities. We maximise the chances of success and minimising risks.

Why is it important to declare assets and rights abroad?

Many countries have implemented stricter measures regarding the declaration of foreign assets as part of the global fight against tax evasion. Failing to comply with these obligations can have serious consequences:

Fines and economic penalties. Omitting the declaration of foreign assets can result in severe fines. In some cases it may represent a significant percentage of the value of undeclared assets.

Tax investigations. Non-compliance with regulations can trigger audits and other investigations. It can affect the reputation and financial performance of a business or individual.

Loss of tax benefits. In some cases, correctly declaring foreign assets can help take advantage of double taxation agreements or other tax benefits between countries.

At MJ Consulting, we help you fulfil this obligation efficiently and without hassle. We ensure that your tax situation is always in order.

How do we handle appeals and claims?

When discrepancies arise with tax authorities, it’s essential to have a team that knows how to manage the situation. At MJ Consulting, we take care of submitting the necessary appeals and claims, presenting solid arguments and leveraging our experience to protect our clients’ rights. The process includes:

Detailed case analysis: We thoroughly review the tax authority’s notice to identify defence points and opportunities for tax optimisation.

Preparation and submission of appeals: We draft the necessary documents and legal arguments to appeal the tax authority’s decisions.

Ongoing support: Throughout the process, we provide continuous assistance, keeping our clients informed of every development and resolution.

Who is this service aimed at?

This service is ideal for:

  • Businesses with international operations: If your business operates in multiple countries or holds assets abroad, you need a team that can manage all tax and legal formalities effectively to avoid issues in different jurisdictions.
  • Individuals with assets abroad: Properties, bank accounts, or investments outside your country are also subject to specific regulations that you must comply with.
  • Expats: Residents abroad or expatriates must ensure they declare their assets and rights correctly in both their country of origin and their current country of residence.

At MJ Consulting, we are committed to providing a legal and tax formalities service that not only simplifies the process but also ensures compliance with current regulations. Our team of experts is ready to advise you and help manage the declaration of foreign assets, the submission of appeals, and the management of administrative procedures, ensuring you are always in full compliance.

If you would like more information or have any questions, please don’t hesitate to contact us. We invite you to follow us on our social media.

auctions bank debts
Purchasing Properties at Auctions and Buying Bank Debts
Purchasing Properties at Auctions and Buying Bank Debts 1024 683 Alejandro Postigo

Investing in real estate can be one of the most profitable decisions, but also one of the most complex. One unconventional yet highly attractive route is acquiring properties through auctions and purchasing bank debts. This type of investment may seem intimidating at first due to the regulations and processes involved, but with the right advice, it can turn into a lucrative business opportunity.

At MJ Consulting we specialise in facilitating the purchase of properties at auctions and acquiring bank debts. We support our clients every step of the way, ensuring all their needs are met both during the acquisition and after the deal is closed.

What is purchasing properties at auctions?

Property auctions have become a popular method for acquiring real estate below market value. These properties are often the result of foreclosures, repossessions, or forced sales by financial institutions. The appeal of this method lies in accessing properties at reduced prices, although it requires deep knowledge of the process to avoid unpleasant surprises.

Buying bank debts: What does it involve?

Purchasing bank debts, also known as acquiring credit portfolios, involves buying the outstanding debt of a debtor with a financial institution, thus becoming the new creditor. This allows the buyer to negotiate with the debtor or take possession of the property if the debt remains unpaid. It is a specialised market but one with significant profit potential for those who understand the regulations and financial environment.

How do we support you at MJ Consulting?

Our service is designed to make the acquisition process simple, profitable, and secure. We handle all the important details, from the initial research of properties to managing the buying process and post-purchase services.

Buying phase

In the initial phase, our team conducts thorough research to identify auction properties or bank debts with high potential. We analyse key aspects such as:

  • Legal conditions: We verify the legal status of the property, ensuring there are no hidden issues or encumbrances.
  • Market value: We conduct a comparative market analysis to determine whether the property represents a good investment.
  • Additional costs: We calculate associated costs (fees, taxes, necessary refurbishments, etc.) to avoid any surprises after the purchase.

Post-purchase service

Our commitment does not end with the acquisition. We offer a comprehensive post-purchase service that includes:

  • Property management: If needed, we handle the processes required to recover possession of the property.
  • Legal and tax advice: We assist clients with all the legal and tax formalities related to their new acquisition.
  • Maximising value: We help our clients to get the most from their investment, whether through reselling the property or managing it as a long-term asset.

Benefits of investing with us

  1. Risk reduction: Buying a property at auction or acquiring a bank debt can be a risky investment if not done correctly. Thanks to our experience, we minimise associated risks and ensure each step is backed by thorough analysis.
  2. Comprehensive support: From the first consultation to post-purchase, we are committed to our clients’ success, managing every aspect of the process so they can focus on reaping the benefits without the administrative hassles.

At MJ Consultiung, our goal is to turn the complexity of property auctions and the purchase of bank debts into a profitable and hassle-free experience. If you are interested in diversifying your investment portfolio through these types of acquisitions, our team is here to help you maximise your returns and minimise the risks.

If you would like more information or have any questions, please don’t hesitate to contact us. We invite you to follow us on our social media. We are here to make your investment a success story!