Marbella Real Estate Market: Buy or Invest?

• February 25, 2025
• Rocío Sánchez
• no comments

Marbella has been one of the most sought-after destinations for real estate market in Spain for decades. Its privileged climate, luxury offerings, and strong international demand have made this city a dynamic and constantly evolving market.

If you are considering buying a home or investing in real estate in Marbella, it is essential to understand the current trends, the areas with the highest potential for appreciation, and the available financing options. At MJ Consulting, we provide all the information you need to make the best decision.

1. Current Trends in Prices and Demand

The Marbella real estate market maintained an upward trend in recent years, driven by high demand from both national and international buyers. Some key factors influencing this trend include:

Increase in International Demand

Marbella continues to attract foreign investors, particularly from the United Kingdom, Germany, France, and Nordic countries. There has also been growing interest from buyers in the United States and the Middle East, drawn by the region’s quality of life, climate, and security.

Growth of the Luxury Market

Luxury properties, particularly villas in exclusive communities and apartments with sea views, remain the most in-demand. The limited availability of land in some areas has led to a constant appreciation of the most exclusive properties.

High Profitability of Holiday Rentals

Marbella is a top-tier tourist destination, making investment in holiday rental properties highly attractive. Occupancy rates during peak seasons are high, and rental prices allow for substantial returns.

Limited Supply and Rising Prices

The supply of new properties remains limited in certain areas, contributing to an increase in housing prices. New developments focus on exclusive projects with an emphasis on sustainability and energy efficiency.

2. Areas with the Highest Potential for Appreciation

If you are considering investing in Marbella, it is important to know which areas offer the highest growth and profitability potential:

The Golden Mile

The Golden Mile is Marbella’s most prestigious area, featuring luxury properties and private communities with direct beach access. It is one of the most in-demand locations with limited availability, ensuring steady appreciation.

Nueva Andalucía

Known as the “Golf Valley,” this area is ideal for golf enthusiasts and those seeking tranquility without being too far from the city center. Villas and apartments in Nueva Andalucía continue to increase in value year after year.

Elviria and Las Chapas

Located east of Marbella, these areas offer high-quality properties at more accessible prices compared to the city center. Their proximity to beautiful beaches and expanding infrastructure make them a safe bet for investment.

San Pedro de Alcántara

Increasingly popular, San Pedro offers a more relaxed lifestyle with all necessary services. The recent modernization of the promenade has made this area more attractive to investors and residents alike.

La Quinta and Benahavís

Situated in the mountainous area near Marbella, these locations combine luxury and nature, offering spectacular sea and mountain views. The availability of new developments with modern and sustainable designs makes them key investment spots.

3. Financing and Assistance for Real Estate Investors

One of the most important aspects of investing in Marbella is understanding financing options and potential assistance programs.

Bank Financing

Spanish banks offer mortgage loans to both residents and non-residents, although with different conditions:

• Residents in Spain: Can obtain mortgages covering up to 80% of the appraised value.
• Non-residents: Financing typically covers 60-70% of the appraised value.

It is advisable to consult a financial advisor to analyze the best options and conditions based on the buyer’s profile.

Assistance and Tax Benefits

There are various tax incentives that can make real estate investment more attractive:

• Golden Visa: Investing €500,000 or more in Spanish real estate grants a residence permit, facilitating mobility within the EU.
• Benefits for businesses: Investments made through a company may qualify for tax deductions and optimization strategies.
• Renewable energy incentives: Homes with energy efficiency certifications may benefit from tax reductions and grants for solar panel installations.

Conclusion

The Marbella real estate market remains one of the most solid and profitable in Spain, with growing international demand and an exclusive supply.

If you are looking for a secure investment—whether for residence, holiday rentals, or long-term appreciation—Marbella offers attractive opportunities in various areas. Additionally, financing options and tax advantages can make this investment even more profitable.

Contact us today to find the best investment opportunity in Marbella with expert support.